What exaclty are the purpose and definition of INSURANCE?

What exaclty are the purpose and definition of INSURANCE?

Why did people invent insurance, what was their reasoning behind it? And why did we make auto insurance mandatory...or the insurance for your home? Wasn' t it conceived to help in case of catastrophic events? Isn't the purpose of health inurance similar..to help pay for the catastrophic or complex diseases? How is making this mandatory different from making auto insurance mandatory?

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